|
We provide money
and debt advice services by phone to people who have money and debt
difficulties. We can support clients nationwide.
The service is always free to clients
and is independent of the organisations who fund us. Clients don’t have
to travel anywhere and we phone out to clients who can speak to an adviser
in complete confidence.
Many of the people we help are in financial distress with debts that
have built up over time to become unmanageable. Our advisers provide
expert help which deals with the immediate problems, as well as providing
the longer term support that people need to make their money and debt
manageable in the future. We may work with a client for a few weeks
or months depending on the circumstances.
Our advice services help clients to:
|
Where clients want to resolve their problems themselves we provide the
information, advice and support to empower them to do this. This includes
drafting a workable budget, a copy of the Common Financial Statement,
and letters to enable them to approach creditors with offers of repayment.
Some clients may need more in depth support. We will contact creditors
on their behalf and arrange for reduced payments to be made at an affordable
level.
We provide all clients with debts with information and guidance about
such things as County Court Judgments (CCJs), court procedures, bailiffs,
repossession, Debt Management Plans, Bankruptcy and Debt Relief Orders
and Individual Voluntary Arrangements (IVA)
Our services are currently only available by referral from one of the organisations that funds us.
If you need money and debt advice you may find these links useful:
